Living Richly: How to Navigate Inherited Wealth with Myra Salzer

In this powerful episode of Worthy and Abundant, Linda Brand sits down with Myra Salzer, founder of The Wealth Conservancy, TEDx speaker, author of Living Richly, and one of the top voices in the world of inherited wealth, financial empowerment, and money identity.

Myra has spent decades helping inheritors, beneficiaries, and families navigate the emotional, psychological, and practical challenges that come with inheriting money, assets, or generational wealth. From wealth prejudice to money shame, from guilt to purpose, Myra offers a refreshing and deeply human perspective on what it truly means to live richly.

Together, we explore:

✨ The truth about inherited wealth—and why it’s so misunderstood
✨ How identity, worthiness, and wealth are connected
✨ Why inheritors often struggle emotionally despite financial security
✨ The importance of non-judgmental financial guidance
✨ How to use money as a tool for purpose, freedom, and abundance
✨ What “living richly” really means beyond dollars
✨ How to heal money stories and build healthy wealth identity
✨ Myra’s unique approach combining life coaching + financial counseling

Whether you've inherited wealth, aspire to build wealth, or want to heal your relationship with money, this conversation will expand your understanding of worthiness, abundance, and financial sovereignty.

This episode is perfect for anyone interested in:
money mindset, wealth psychology, inherited wealth, abundance, generational trauma, money healing, financial independence, financial empowerment, high-net-worth families, wealth management, and living life with purpose.

Web - https://www.thewealthconservancy.com/
LinkedIn - https://www.linkedin.com/in/myra-salzer/
https://www.linkedin.com/company/twcinc/
YT - https://www.youtube.com/@TWC-Boulder

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Transcript

Welcome back to Toward In Abundant, the podcast. I'm so grateful you're here. I do not take it for granted that you're here listening. And today I have a special guest, Myra Salzer. She is an advocate for people who have inherited over $10 million. She founded the Wealth Conservancy.

A wealth coaching firm to advise heirs on the numerous challenges of inherited wealth. I'm so excited to talk with her today. There's so much more to say. She is, , a TEDx speaker, an advocate for inheritors. She founded the Wealth Conservancy to create a business that consistently fiduciarily and honorably served clients nationwide via a combination of life coaching and

financial counseling. Myra frequently speaks and publishes on financial issues with emphasis on those who have inherited significant assets and want to harness their wealth's potential while realizing their life's greatest ambitions. The author of four books, including Living Richly, seizing The [00:01:00] Potential of Inherited Wealth.

Myra is a Huffington Post contributor and speaker on topics like wealth prejudice. Um, and there's so much more. But welcome, Myra, to the show. I just wanna get started and asking you questions. How are you today? Thank you for being here. I'm great and yeah, let's do it. Great. Okay, so Myra, your work sits at the intersection of money, identity, and psychology.

What inspired you to serve Inheritors specifically? Well, there's, there's an origin, a nation story. That, um, I think says so much about why, how I got started and it was in the late eighties and I was a starving fee only financial advisor, and fee only means that I didn't. Never sold any, um, products and didn't make my money as a result of the advice I get.

[00:02:00] Got or gave rather no commission. Right. No commission. Pardon? No commission, no commissions? Absolutely. Okay. And, um, so. I had a, a couple that made an appointment to come into my office and I was like, so excited. Yes. A client. Yay. And um, they had a 10 o'clock appointment. Yeah. And uh, I rented the conference room and I had my blue suit on and I was ready.

And at 10 o'clock they hadn't come in and at 10 15 they hadn't come in. And at 10 30 I was starting to feel really defeated. And finally at about 10 40, they came in and they sat down at the table and I asked them, well, how can I help you? And he said, well, I don't have any income anymore and I don't know what to do.

And I thought. [00:03:00] Wait a minute, this is not what I was hoping for. And um, she started to play with her ring and I noticed that this stone of her ring was on the palm side of her hand. And I didn't wanna talk about him not having any income anymore. So I asked about the ring and she turned it around and this was a stone.

And I said, where did you get it? And she said, hurdle's, jewelry, which was right on the corner from my office. I said, when did you get it? And she said, well, that's why we were late. And I, I looked at him and I looked at her and I said, wait, wait a minute. You don't have any income and you probably spent $25,000 on this little thing.

Yeah. Way back in the eighties, 60,000. And I, I, I said, what? What's not adding up here? Something's wrong. And he's like, oh, I know. I know. I've [00:04:00] lived off my trust income all my life, and I turned 35 last week and my trust terminated and I don't have any trust income anymore, but now I have $18 million. I don't know what to do.

Hmm. And then she bursts into tears and she says, how can I go home and even show my father this ring? He can't make his mortgage payment. And I thought, well, they didn't tell us about things like this. Mm-hmm. Financial planning. And so that's the seminal event that begot the specialty. And I put together a workshop.

And to come to that workshop, people must have inherited enough that paid work didn't matter in their lifestyle. And it was a three-day workshop where they just could support each other, and it, it was magical and it, it turned [00:05:00] out that that's what became my, my passion. I love your passion. I love your passion, and I would love the problem most people had.

Um, you know, and that is so common that people say that. And I've had clients who said, my therapist said she wished she had my problems. I mean, and, and they, it's really hard to identify that they have real challenges themselves. Yeah, that's my next question. What is something about inherited wealth that most people completely misunderstand?

Okay. Um, firstly, there are significant stereotypes that people have. Uh, regarding inherited wealth and I think of them are spoiled. Are they selfish or, um, you know, just very self-centered. And, um, and really what what is happening is when [00:06:00] someone gets. A big windfall, and it doesn't matter if it's through a death or a divorce or a lottery win, or um, a parent who dies or a trust that comes due, it doesn't matter.

But what happens is their net worth shoots up while their self-worth is still here. Mm-hmm. Mm-hmm. There's a disconnect and there's an upset. There's, it's a disrupting event and number one, they can't go back to where they were. They have this and it will indelibly change their lives, and so they have to go through, I know this sounds.

Like it's a, it's a dichotomy, but they have to go through a mourning process mm-hmm. To get to where they are. You mean of their old identity? [00:07:00] Exactly. They have lost the life that they've known up to that point. Mm-hmm. Mm-hmm. And if they don't mourn the loss, they can't go back. And if they don't mourn that loss, they can't go forward either.

Mary, so that's one surprise is that they have to go through a mourning process. Another thing that shifts is that everything in their mindset up to that point, has perhaps been, unless they were, were, you know, in the fourth generation or third generation of, of a family wealth, is that their mindset had been on accumulation, and now it has to be on preservation.

Yeah, that's a good point. That's a very good point. Yeah. And that's where you come in. I mean, and that's where, one of the many, one of the many, yeah. Yeah, yeah. So they're viewed, they're like a minority. If you consider what a [00:08:00]minority is, it's someone that set is set apart from the norm, and they didn't do anything to be in their position.

And people have, and they stand out from others. Mm-hmm. So whether that's a disabled person or a ethnic minority, or an inheritor, they're a minority. Yeah. Is that what you mean by wealth prejudice? Yes. Yes. Yeah. Do you wanna speak a little more on that? Well, um, it's hard to fit in when there's something that makes you very different, and so I, I feel like, yeah, our clients are lonely.

Yeah, that makes, that makes a lot of sense because, and yeah, people are gonna view you differently and treat [00:09:00]you differently. And, um, and what do you do when your elementary school friend asks for a loan or you suddenly get a bunch of, dates or, you know, just, it, it, um, interesting. , Do you trust the friendship?

Right. And everything is diff, everything shifts. Yeah. So you help with all of that. You help with, we help with that. How to be a, a, have a fair prenuptial agreement and how to be a responsible member of the family philanthropic organization and how to teach your kids when you never had to work or, you know, there's, there are so many issues that come up.

That, um, that most people don't even imagine and they think they wish they had those problems. Right, right. Yeah. Because yeah, well, they always say like, new level, new devil, right? Like even when [00:10:00] you're, you know, growing and you're expand, expanding, right? You're, you're growing, you're, you know, maybe becoming more successful.

You then have different problems, right? So people that say these things, like I simply said, without, you know, thinking a lot, I was just like, oh, that's the problem I would love to have, but until you're actually experiencing it, but. Yeah. I love, I love this, , niche that you have. I think it's really powerful and interesting.

Um, so what inner work or mindset shifts help some of someone move from, you know, feeling guilty, um, or overwhelmed by their inheritance to feeling empowered? Yeah. Well, the first thing we like to do is. Um, identify. There are many archetypes. We have an an eight session program. My colleague has that, and she's a life coach as well as a CFP, which is a certified financial planner.

And so it's eight sessions, one-on-one, [00:11:00] where. The air understands or learns what their relationship is with money, what their archetype is, and then how to go forward. It's a stepping stone. Sometimes that turns into an a ongoing retainer based relationship, and oftentimes it's just, okay. Now I know and I can move on with my life, but, but the goal is to get.

The, their alignment between their net worth and self worth. So when you think about it, when you earn money, your, your net worth goes up and your self worth goes up at the same time. But when you're given something for nothing, you, your net worth goes up, but your self-worth goes down. That's gen, generally speaking, right?

Yeah, absolutely. I'm, I'm totally talking in generalities. Yeah. Yeah. And so for [00:12:00] this, in Inheritor who turned 35, who lived off his trust income all his life, every month he got a check and his self-worth went down. Mm-hmm. And he had less and less purpose. Mm. And then yes, at 35, $18 million. Mm. Yeah, very, very interesting.

Yeah. Um, I'm just thinking about so many different things around worthiness because. Purpose and passion and, and depression and all the things that, you know, the emo the human experience because I myself have been on the Worthy journey, um, from multiple things that happened in the past and all these things.

That's why I teach worthiness and I have this podcast called Worth and Abundant. We're all worthy just for breathing. We're God children of, you know God. But it's, it's just, we have this [00:13:00] program, these programs, right, these messages from young ages, right? That tell us we're not good enough and all these things.

So, , yeah, it's very interesting. There's a ton of healing work and so yeah, it's interesting. But some people come to you, um. There's different scenarios where, um, so I obviously people have different levels of, you know, financial acumen. Yeah. Like, they may have known or have, you know, worked hard and you know, like.

When you give to your children, you overgive, you're doing a disservice. Right? We understand people want to, they call it bread of shame, actually in Kabbalah, what you're talking about here. Have you heard of that? Mm-hmm. Yeah. In Kabbalah. Yeah, I study Kabbalah and they would say, when you receive without earning.

It's like there's this, that, that worthiness piece, it's called Brought of Shame. [00:14:00] So, oh, it's, it's, it's really, yeah, it's very interesting. All of this is so interesting. So, what inner work or mindset shifts help someone move from feeling guilty or overwhelmed? Oh, you said you have this eight. Eight session program called Way Into Wealth.

Okay. And that's really important 'cause it's a wonderful research source and I, I don't know of anything even similar where the focus is on. The inheritor relationship with money and identifying what their money archetype is, right? A lot of people have unhealthy, you know, they, if you know, they have unhealthy, which that was another piece that I, um, you know, they have to heal their relationship with money because they may think.

Money causes problems. You're not worthy. Exactly. That's what you're all about. Yes. But like money truthfully is neutral and my understanding is it's just energy. And it's not good or bad. It's the people. And [00:15:00] when you have, my understanding is the more money you have, it's like rain. When rain falls on weeds, it grows.

When rain falls on flowers, it, they also grow. Right? So if you're a generous person with or without money and you have money, you'll be more generous. It's an expander. It's, you're absolutely right. It amplifies what's basically there. So if someone tends to be a philanthropist, they can be a great philanthropist.

If they tend to be a hypochondriac, they can be a fabulous hypochondriac. If they tend to be entrepreneurial, they can, I mean it. So we get real amplified, exaggerated personalities. Yeah. We've worked with three Olympiads. Oh, these are people who had an athletic ability and the money enabled them to amplify that.

They had tutors and toe and they could travel the world with their coaches. And two of the three actually [00:16:00]meddled. , And so yes, but that was their whole life. You get real exaggerated personalities. Yeah, and I mean, the other piece being in the self-development is like once you achieve like, then what you know, it's like, okay, my whole life's been working towards that gold medal or silver medal, or whatever it is.

And then. Now what? Or like, you know, do you ever hear those stories where they just, so it's, it's really the journey and everyone's always striving for something instead of enjoying the ride and enjoying the journey that we're, we're on here. , And so it's really fascinating. Um, yeah, and I think that's what happens with profess professional athletes who make many, many millions, but their career is over when they're 30.

And, , yeah, it's then what? Right then what? That's the first five minutes. Now what do you do with the rest of your life? [00:17:00] Exactly. Find some something you feel passionate about. Right. , I was gonna ask how, you know, the two life coaching and financial coaching come together, but you've just explained it, it's so interesting.

How do you recommend people create healthier boundaries around money within the families and different things? Like you talked about people wanting to borrow money. Like how can you, . Coach your clients with? How does that work? I, it's rare for a family member to have not received money when another family mem member has.

So among families that's actually can be quite a supportive unit and a resource for discussion. Unfortunately, for. Is happening and now is there are fewer and fewer kids per family, and that that kind of [00:18:00] camaraderie and communication is, it's going to our, our depop, our fertility rate among us educated women is 1.2, 1.2.

That's almost as drastic as the one child policy in China, and you see how that turned out. So I would say a third of our clients don't have any children, and in its, we have one who is in his fifties without kids, wife, cousins, nobody. And, um. So we're, we're gonna see more and more of that where there isn't that familial support.

Right. But so what, what do you, when friends are, you know, like, uh, people find out about your wealth and they are coming for you to borrow, or [00:19:00] whatever the situation is. Like the woman was saying, she can't even show her ring to her dad who can't make his house payment. I mean, um. So we've actually, that's one of the big services we provide, is we become their no person.

They can say to their friend, who wants to borrow some money to start a business, talk to my financial advisor. She takes care of that for me. Mm. And then either I ask our client, do you wanna give this gift? Perhaps losing the money, and then. You know, but, but is that something you wanna do or do you want us to treat it like it's a business transaction or do you want us to just say No.

Then we become the bad guy. Same with philanthropic organizations who are trying to raise money. A lot of times we just act as an intermediary so our clients can give anonymously. Mm-hmm. So they don't get hounded afterwards. They want to give, [00:20:00] but they don't wanna be involved perhaps with the organization.

And so, you know, that's a service we do provide. Hmm. That's a great service. I love that. It's a, it's really helpful. Um, what are some first steps someone should take when they suddenly inherit assets and feel unsure or overwhelmed? Yeah. Good. I like that question. Firstly, do nothing. Don't make any decisions.

You don't absolutely have to make, don't sell the house. Don't quit the job. Don't whatever it is just. Susan Bradley calls this the decision free zone and let yourself go through that morning process. Then find an advisor. Firstly, that's a fiduciary as opposed to someone who's an asset gatherer. Do you know what I mean by that?

Yeah. Someone who is interested in managing your money for a. Okay. That doesn't mean that the fiduciary can't [00:21:00] manage your money, but that it has to be a fiduciary, someone who takes the client's interest above their own. Someone who doesn't work for a big bank that's publicly traded, that you know, where they are, fiduciaries for their, uh, stockholders.

And I would stay away from someone whose hourly rate. Because then there's an an, an, an incentive to use a lot of time. So, um, you, you definitely want someone who's experienced, someone who's A CFP. Ideally someone who's a member of the NAFA organization, that's the National Association of Fee Only Advisors.

And um, and then you want someone who's not a sole proprietor. 'cause what if something happens to them? You know, you have your money with them, your life with them, your balance sheet with them, your expenses and [00:22:00]everything else, and they, you know, they could die. So you want a team approach. So there's always backup.

Nice. So how has your own relationship with money evolved over time? Uh. Well, I grew up loving money. Uh, my dad made a lot of it when I was young and lost a lot of it when I was 11, and I learned really hard, uh, that I liked money and I wanted to be there and do that and have that and grow that. And, um, and.

It took many, many ups and downs. I am very, very fortunate to be in a position now where if my net worth doubled, it wouldn't make a difference in my life. Mm. And I love what I do, and I do it because I love it and not because I need the income. Mm. That's beautiful. Yeah. So, [00:23:00] um. I had a financial advisor early on in the podcast career.

She became a, a, a coach for women to educate them on investing. She used to be a financial advisor, but then she switched into this and, , she said. She was from Australia, I forgot, I think. And she said, she kept asking for things as a child. And it was always, no, we don't have the money. No, we don't have the money.

No, we don't. She's like, I don't know what this money thing is, but I need to get it and I need to figure out how to have it. And so that's what she went into. And um, yeah, I grew up, you know, very frugal. They. They had money, but my dad grew up in the depression and you know, it was turn off the lights and turn and shut the water.

And, you know, my, it was, and I, I understand, but it, there was a lot of messages around fear , you know, fear of loss. Um. And scarcity thinking a lot with the money. And, uh, it's, you have to work hard and, you know, all these things. [00:24:00] Um, so it's all interesting and like I said earlier, that I've been healing my relationship with money and finding evidence of ways that, you know, I haven't had to work hard.

You know what I mean? And just trying to understand. That money is neutral and, um, an amplifier, like we said earlier, enhancer. So I just think there's a lot of, um,

money is just an interesting, you know, you know, subject with so many people and people have just so much, , heaviness around it and, you know, they attach because of our human need to have. Money. Right? Money to survive. It's just, it makes everything. So, , let's see, questions for you. , How can people use their wealth as a tool for living with more purpose rather than pressure?

Um, [00:25:00] well , I think this is trite, but. Identifying the purpose, and that sounds so easy. And yet I think purpose might be a little overrated. Um, and not everybody, not everybody can save a billion people and not everybody, you know, it's, it's fine to just have your own little garden or, yeah. Yeah.

You know, just identifying who you are and getting comfortable with that. I love that you're comfortable with in your own shoes. Everyone will be comfortable with you. Oh, exactly. Learn to love yourself. Learn to love your own company. And it's a lot of unlearning, right? It's a lot of like going back to what did you wanna do when you were five and seven and Right.

Let's see, what else before we wrap up? What's the biggest myth about wealthy families that you wish you could erase? [00:26:00] The biggest myth,

, There are stereotypes about very wealthy families and. A lot of them are deserved at least, and I don't know if I get a representative sample of the general ultra high net worth family because if they were high functioning and loving and working together and the family office was all in congruence and confluence and everything was flowing, then they probably wouldn't come to us.

But we do find that when people try to leave assets equally instead of fairly, when they leave assets and at this and surprise the beneficiaries, a result, things don't work out well. So avoiding surprises I think is. Really important [00:27:00]communication, really important. And when you go down the generations, you know, , the wealth creator is really good at accumulation but not preservation.

And then two generations down from them, they, that generation may never have learned how to. How to grow and everything, and then how to tell your children. I mean, so it, it compounds every single generation. So I like to encourage our clients not to leave a legacy for 10 generations, but rather put it to use now what is it for?

Mm. Yeah. See how the good that can happen now. Mm-hmm. You know, if your kids could choose it now and it would make a difference in their life, why not? I love that the philanthropic organization can benefit now rather than getting [00:28:00] it you go yeah. Years and have so much that they don't know what to do with it all.

Mm-hmm. Do, you know, give it now in bits. So I like that. , I think avoiding surprises. No matter where it ends up or how it goes. Mm-hmm. Yeah. I was watching your interview with Jack Handfield. Right. And you were telling a story about someone who, went to buy a car and they treated her, they didn't even give her Oh, yeah.

Time of day because of how she was dressed. Right. That's the stereotype Totally. That you. You know, someone who looks like a street person gets treated like a street person. And this client, you know, she was into comfort and not into jewelry, and not into makeup and not into new clothes and, and, um, she looked like she couldn't afford a $300 apartment [00:29:00] from her appearances.

Yeah. And, um. You know, she got completely ignored at the, she needed a new car, she wanted a Mercedes, and, um, she got completely ignored at the uh, dealership. And then what happened? Tell the quick story and then Well, you know, she ended up just buying a, a $120,000 car and she paid, you know, outright, but she did put it on a bunch of credit cards so she could get the miles Uhhuh Smart.

Was that your suggestion? Um, yeah. So, but then she came, she had to get service and she intentionally went back to that dealership Correct. To like show that like, look at you. You lost a sale, dude. Totally. Yeah. I love that story. Absolutely. I. And you know, she had to go to a couple dealerships to [00:30:00] get that Mercedes.

You can't judge anybody. You never know what any, you know the person that looks like they have money, doesn't have any money, and the person that looks like they don't have money has all the money. That's how my dad, someone tried to give, and I'm sure you see that in real estate. Yeah. Yeah. Well, what I was gonna share is my dad, I remember we, my dad always looked like my grandpa.

He was older and I was, he had gray hair when he was like 18, I guess is what he took. But, um, so, and he was like older when he had me but, later in life, you know, he just never spent money on clothes or anything. And we were at a grocery store and someone tried to give him money thinking he was a homeless.

And he was a pharmacist, he was a retired pharmacist. He had plenty of money, you know, and, and so I just, but you had said in one of our emails that you had a story you said, re remind me to tell, tell the story. What was that story? Was it, oh, I have so many stories. Wasn't about the ring, was it? 'cause you already, it [00:31:00] might've been the ring story, but it, you know, I couldn't, I can give you stories up the wazoo one.

One thing that is really important as a parent is to let your kids make mistakes and learn from them. And grow from them. I mean, when you think about the growth experiences that you've had in your life, it was, you know, Hmm. In resilient. Yeah. And, and we had a client who, I mean, all he ever wanted to do was be an ophthalmologist.

That's what he wanted. And um, and he had a school in mind that he didn't think he'd be able to get into, but he wanted to try. And he applied to that school and he applied to four or five lesser schools. 'cause he knew he could get in there and he was [00:32:00] determined to apply himself instead of having the family office take care of it for him.

He did, and he got accepted into his number one school and he started there and there was orientation and everyone was getting a tour of the campus. And there was a brand new wing donated by his family. Hmm. And 40 years later, he didn't know, did he get in on his own merit? Or did he get in because of his family's donation?

And so I think the low self-esteem can be propagated by having everything taken care of for someone. You, you're, they're doing it out of love. They're doing it out of caring. But are they doing the right thing, right? Mm-hmm. No, it's right. It's, [00:33:00] it's a very difficult. Thing to even, this is a funny scenario, like, but even my dog, like he is overweight.

But to give him a treat, to say no to the treat. Like I go to Starbucks and get a coffee and there's a pop cup and he's expecting it. And for me to say no outta love, or give it to him outta love, you know? And so it's, it's a funny, you know, that's a great analogy, right? Because it's like. And then I'm doing a disservice when I give him that pop cup, you know, even if I say half full, which is usually what I say, but it's like, but saying no is harder.

So it's, it's a difficult decision for the parents to, to do that. But you. There's so many stories of these kids that are given everything and they kill themselves. They are depressed, they have no purpose, you know, and the opposite of depression is purpose. And, um, I talk about that on my podcast too, [00:34:00] because there's so much depression in the world and, you know, it's unfortunate.

This is powerful information you're sharing. It's you're really interesting. Um, I love what you're doing and helping people. Um, yeah. Is there anything, we'll find out where people can find you, but Yeah. You wrote several books. Tell us about your books. , The books actually are pretty dated at this point.

And the first one is the Inheritor Sherpa, which is a workbook on developing accomplishment skills for inheritors because as I said, so many times things have been done for them. They never learned those basic skills. So we definitely work with younger errors and. We, for our retainer based re client clients, we have a series of every week or every other week.

Here are your to-dos. Here's [00:35:00] what you're gonna get from it here. Here's how you're gonna grow and in a checkoff list and, um. So that's the Inheritor sba. And then another book is called The Cabin, and it's about a fa ideal family office, but it's a family of affinity office. Not necessarily a family of genetics, but a family office where everybody has a commonality, they, they choose to be in that family and how it's run differently.

Mm. Um, and then, um, living Rich Life Living Richly follows three completely different errors. In other words, three inheritors whose circumstances are completely different in how they received their money and what they received and their family circumstances. And it goes through [00:36:00] their life in terms of how they came to integrate with their wealth.

How they GA gained knowledge and how they gained the ability to own it in a really healthy way. Oh, that's beautiful. What would you define living richly? Like how do you define that in your own like Hmm. When you have enough to satisfy all your needs and wants. So your, your satiation spending is taken care of and there's excess, then you're truly rich.

You know, and, and I, we, we work a lot with our clients on the definition of wealth and what is wealth anyway. Because if you go back to the origin story of the word, it's from the Middle Ages and it combines two words. Well [00:37:00] and health. It means happiness and prosperity and abundance. So yes, everybody focuses on the financial wealth, but there's spiritual wealth and health, wealth and intellectual wealth and social wealth and community wealth.

And if this is the driver, then all of these go by the wayside. But if the financial wealth can be the foundation for developing all the other wealths. Then you have a balanced person, then you have a happier person. Then that depression goes and, and the purpose comes and, and this is just a tool. Mm-hmm.

Beautiful. Yeah, I mean, we talk about abundance. Abundance is everywhere. And, um, money isn't the only, you know, wealth. In my book either. I mean, to me, you're [00:38:00] wealthy if you have love, you're wealthy. If you have health, you're wealthy if you, , woke up today. So there's so many blessings around, you know, living abundantly and, and knowing you're, you know, just like we talked about earlier, knowing that you're worthy of wealth, financial wealth, you know, just, getting to that point is, is huge.

So, yeah, it's an interesting, yeah, and some people grew up with that foundation knowing, you know, they had cheerleader parents that said, you can be anything. You can do anything. You're, they believed in you and they taught you and they gave you all these things. And then there's a lot of us walking around, including myself, where, I mean, they had good intentions, but you know.

I have my own story of, you know what happened and I'm grateful for what you know, where I am today. But it's like we're all whole and complete and worthy, but we're also. We're [00:39:00] humans, so we're not perfect, let's put it that way. We're not perfect.

So anyway, , now this is beautiful. I love your work. Tell everyone where they can find you. Okay, well, yeah, if you just Google my name, Myra Salzer, and the company name is The Wealth Conservancy Conservancy, the wealth conservancy.com and the eight session program. Is called Way into Wealth, and you can look that up on way into wealth.com.

Beautiful. And um, yeah, you should be able to find me. Yeah, and you can just Google, you can get on our website and just sign up for a half hour consultation with either me or my colleague Melissa. And, and we'll um, be able to point you in some directions if you need it. That's wonderful. Thank you so much, Myra.

Thank you, Linda. I really appreciate your questions [00:40:00] and your engagement and your journey. Thank you so much. Okay.